Do you know what about Pradhan Mantri Jan Dhan Yojana?
Let us explain you everything you need to know about Pradhan Mantri Jan Dhan Yojana. As new government was constituted in 21may 2014 the prime minister of India Mr Narendra Damodar das Modi was announces many of the schemes for the people of India and Pradhan Mantri Jan Dhan Yojana was one of them. Pradhan Mantri Jan Dhan Yojana was also known as PMJNY as in the short form.
Pradhan Mantri Jan Dhan Yojana as its name was formed for the Jan and every of the common man of India engage with the Banks to get the benefits of Sarkari Schemes(Government schemes) and can we so Pradhan Mantri Jan Dhan Yojana was announced. In Pradhan Mantri Jan Dhan Yojana every of the common man must have an account in any Nationalized government undertaking bank or in Private sector Bank so that they can get all benefits in their own account and reduce the corruption of the chain.
Every common man can get and collect the benefit of the government subsidies like LPG subsidy. The LPG subsidy is now directly transferred into customers bank accounts directly and reduce the numbers of LPG connection about 20% and disconnected the multiple connections from the scheme and reduce the corruption from the system. So Pradhan Mantri Jan Dhan Yojana is also a major yojna or scheme. Every individual which have a bank account in will get other benefits directly in bank account like pensions, Loan, Insurances and other benefits which are leading a milestone in the central government schemes.
If you are not a part of the Pradhan Mantri Jan Dhan Yojana you cannot get any benefit from the central government and not benefited with the new mile stones of central government.
For example. If you open a saving account in the zero balance in any bank you will get a life cover of 30000 INR and free of cost. So a zero balance account will be benefited with the Pradhan Mantri Jan Dhan Yojana scheme and you.
Pradhan Mantri Jan Dhan Yojana
1. If you open an account in a nationalized bank and you are looking for accidental insurance cover benefits (of Rs 1 lakh) this is not for the account holders who have not Aadhaar Number, Yes! It is true that Aadhaar must to avail insurance benefit under this Pradhan Mantri Jan Dhan Yojana.
2. The other condition for get an overdraft of Rs 5,000/- AN must plus you must earn goodwill through transaction within six months from your Bank account any time in Pradhan Mantri Jan Dhan Yojana.
3. All of the account owners neither keep more than Rs.50, 000/- in account, nor can withdraw Ra.10, 000/- in one time/month.
4. If you want, use this account for business or investments in share market or gold etc, this act. is not fit for these requirements and you cannot use this account for these benefits.
Where to apply for Pradhan Mantri Jan Dhan Yojana?
if you are looking the benefits of Jan Dhan Yojana and interested person has to keep eyes on updates of the central governments boards and newspapers also they can contact to the nearest branch of any bank for these scheme or bank for registration or apply, bank will contact you when need.